I am getting more concern about my bank account because as you age you think the banks think your losing it upstairs and try to pull a swifty on you. I had a clash with a buy now pay later scheme and don't trust them now and this silly asian woman keeps ringing about some free product if you pay post and I don't want it. I said "how will that help me at 62? she said it has lifetime guarantee and I could leave it to someone or take it with me"